Med-Pay Coverage

Medical Payments Coverage, also called Med-Pay

If the accident was your fault? Do you have Medical Payments coverage with your insurance carrier?

You Should get it if you don’t have it – it’s inexpensive and very helpful whether you were or were not at fault in an Auto Accident.

If you were at fault for the accident we may still be able to provide you with care? Check the declaration page of your auto insurance plan, if you have Medical payments coverage or what is commonly called Med-Pay, then we can treat you and be paid directly from your insurance carrier. No attorney is needed in these cases.

Note: Many people believe that if they use their Med-Pay coverage their insurance rates will increase.  This is not true.  What makes your rates increase is an at fault accident. 

If you are in an accident that is not your fault this will not raise your rates.  Always report auto accidents to the police and your insurance carrier. 

If the accident goes unreported to the police or to your insurance carrier you may not have recourse for medical treatment.

Did You Know?

Many people don’t feel pain just following an accident because of the stress of the experience. Often pain in the neck and back occurs in the following days and weeks after the accident. 

If more than 30 days have past since your accident but you have Med-Pay we may still be able to treat you, if not your fault you may need to consult an attorney prior recieving care.

Call us if you have questions – we are always happy to help get you the information you need, so you can receive the care and treatment you deserve.

Office #760-720-0000

Best regards,

Dr. Kell Fullerton